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Best Crypto Exchange For US Residents!! ??Best Crypto-Friendly Banks in the USA � 1. ALLY � 2. BANK OF AMERICA � 3. CHASE � 4. GOLDMAN SACHS � 5. MORGAN STANLEY � 6. USAA. The New Mexico Regulation and Licensing Department defines �Virtual currency exchanging and trading services� as a �Money Service Business (MSB).� As an MSB. Coinbase, eToro, and Gemini are three of the best exchanges. Most USA exchanges are online, however, you can also buy with cash at ATMs. eToro.